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A real Estate company in Austin/ central Texas ready to assist home Buyers, Sellers and Real Estate Investors, muti-family, duplex or 4plex.
Call me at 512-347-8744. |
Request Information on Lisa's Move-Up Program
Ask about the tremendous savings when you utilize Lisa's Listing services in conjunction with purchasing or building a new home through Lisa.
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Relocation to Austin! "Thanks so much"
"How can I thank you so much for all that you have done for me? I've landed in the perfect spot..."Carroll
Thanks so much!Carrol
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Lisa Goldin is one of The Web's
Top Selling Real Estate Experts™
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?
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| A |
One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million. |
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- NUMBER1EXPERT™ 
