Austin, Cedar Park and Round Rock Texas real estate listings, home buying, selling and relocation information

Over 140 Million in Home Sales 2006-2008. A real Estate company in Austin Texas with agents ready to assist home Buyers and Sellers.

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Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Q	What does the abbreviation PITI stand for?
A	Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment.
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austintxrealestate.com

Lisa Goldin, REALTORŽ, real estate agent and broker for Austin, Cedar Park and Round Rock Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Lisa Goldin Properties a GCM Holdings INC. company
Downtown Office Location- Frost Bank Tower
401 Congress Avenue #1540, Austin TX, 78701
North/Central Office Location:
8500 Bluffstone Suite B 102 , Austin, TX, 78759
Office Phone: 512-347-8744
Fax: 866-703-6572
Cell: 512-632-5128
Toll-Free: 877-892-2987
Email: homes@lisagoldin.com
Lisa Goldin Properties, GCM Holdings Inc., REALTORŽ, a full service real estate company, provides positively GOLDIN results in all market conditions, with over 140 million in home sales 2006 & 2008. Lisa Goldin Properties assist hundreds of home buyers and sellers each year and is certified as a Womens Business Enterprise, certified as a HUB. Specializes in buyers representation, selling homes, lofts, condominiums, townhouses, garden homes, new construction homes, custom homes, resale homes and duplexes in Austin, Central Austin, Downtown Austin, Westlake, Round Rock, Cedar Park, Dripping Springs, Lakeway, and all surrounding areas. Lisa Goldin, Broker/Director, GRI, ABR is a true Austin native with over 20 years experience. Lisa and her team are leaders in the real estate industry. Call The real estate team that cares about you and your real estate future.

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NUMBER1EXPERT™ for Cedar Park real estate, Round Rock real estate and Austin real estate in Travis County, Texas, TX, New Construction, Luxury Homes. Lisa Goldin

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